David Garth is a highly focused and results-oriented Credit professional, experienced in supporting complex, deadline-driven operations; experience in collections and dispute resolution with all shapes and sizes of businesses, from start-ups to mature businesses.

A member of the Australian Institute of Credit Management, David has over 40 years’ experience in senior management positions and has ‘done the lot’ from straight forward debt collection to optimizing business cash flows through developing strong internal and external relationships.

David’s extensive experience as a business practitioner and consultant delivers a unique ability to work with SMEs to assist in developing and implementing credit strategies. Whether it be Debt Collection, Credit Applications, through effective Systems and Procedures including managing performance of Credit personnel and ensuring debtor management processes are in place to minimise risk and maximise cash flow.

“David has the ability to always achieve better than the set goals and or expectations”.


Impeccable attention to detail, initiative and tenacity sets him apart from the rest and his seemingly endless energy levels are highly infectious all of which makes him the ideal resource to assist you in all your credit requirements.